The amount of monthly mortgage you can afford will depend on a variety of factors, including your income, debts, credit score, down payment, and interest rates. A general rule of thumb is that your monthly mortgage payment should not exceed 28% of your gross monthly income.

To get a more accurate estimate of the amount of mortgage you can afford, you should consider using a mortgage affordability calculator. These calculators take into account your income, debts, and other factors to give you an idea of the maximum monthly mortgage payment you can afford.

It's important to note that just because you can afford a certain amount of mortgage doesn't necessarily mean you should take on that amount of debt. You should also consider other expenses such as property taxes, homeowner's insurance, and maintenance costs when deciding how much house you can afford.